Terms & Conditions

Access to and use of the Website is provided subject to the following terms and conditions.

PLEASE READ THESE TERMS CAREFULLY AS YOUR ACCESS AND USE OF THE OFFICIAL WEBSITE OF THE PHILIPPINE STOCK EXCHANGE, INC. ACADEMY (“WEBSITE”) CONSTITUTES AGREEMENT TO ALL TERMS, CONDITIONS AND NOTICES CONTAINED OR REFERENCED HEREIN.

By using this Website, you are deemed to have agreed to these Terms and Conditions of Use. The PSE reserves the right to modify these terms at any time without prior notice.  The user is expected to check these terms and conditions periodically for changes. By using or accessing this Website after we post any changes to these terms and conditions, you agree to accept those changes. If at any time you choose not to accept these Terms and Conditions of Use, please do not use this Website.
 
All content on this Website is subject to change without notice. The PSE reserves the right, in its sole discretion and without incurring any liability to anyone, to terminate your access to all or part of this Website with or without notice.  The PSE may change, suspend or discontinue all or any aspect of the Website at any time, including the availability of any feature, database, or content (including the Interactive Areas), without prior notice or liability. 
 
User access to and use of this Website is subject to all applicable international and local laws and regulations. The PSE reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions of Use, including the right to block access from a particular Internet address to our Website. 

You shall not post on this Website any content which is libelous, defamatory, obscene, pornographic, abusive, harassing or threatening, contains viruses or other contaminating or destructive features, violates the rights of others, such as content which infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity, or otherwise violates any applicable law.  

The PSE shall not be responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. The PSE does, however, retain the right to modify or remove messages or other material that the PSE, in its sole discretion, considers infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable without the consent of the issuer and without incurring liability. The PSE also reserves the right to edit materials for any other reason. Whether or not the PSE modifies or remove such material, users remain solely responsible for the content of their own messages or postings.
 
By submitting content to the Website, you give (or warrant that the owner of such rights has expressly granted) the PSE maintains the nonexclusive right to use your questions, comments, and postings, in their original or edited form, in articles, commentaries, or in any other medium now known or later developed. You are not entitled to any compensation for such use. 
 
Any messages sent to the PSE will be treated as nonproprietary and non-confidential and will become the property of the PSE where it may or may not be used for any purpose.
The materials and information located on the Website, including all real time or other information and content available on or through the Website, are protected by copyright, trademark and other forms of proprietary rights. All rights, title, and interest in and on the Website are owned, licensed or controlled by the PSE or the third party credited as the provider of the contents. 
 
The PSE Academy  is a registered trademark or service mark of the PSE and the PSE Foundation, Inc.  All other trademarks, trade names, service marks and logos used on the Website are property of their respective owners.
The Website is designed for educational and informational use only. Except as otherwise indicated with respect to a particular portion, file, or document provided on this Website, you may only view or print a copy of the contents for your own personal, noncommercial use. You may NOT COPY, STORE, EITHER IN HARD COPY OR IN ELECTRONIC RETRIEVAL SYSTEM, TRANSMIT, TRANSFER, PERFORM, BROADCAST, PUBLISH, REPRODUCE, CREATE A DERIVATIVE WORK FROM, DISPLAY, DISTRIBUTE, SELL, LICENSE, RENT, LEASE OR OTHERWISE TRANSFER any of the contents to any third person, including others in your company or organization, whether for direct commercial or monetary gain or otherwise without prior written consent of the PSE or the third party provider of the contents.
 
The Website digital assets, which are defined as content from different media (e.g. photographs, video, text, audio, webpages, etc.) preserved in digital form, are protected by copyright and trademark laws, and are the property of the PSE. All other trademarks, trade names, service marks and logos used on the Website are property of their respective owners.
 
You may not reproduce, record, publish, modify or distribute any Exploratorium digital assets for commercial purposes without prior written consent from the PSE. Unless otherwise stated, you may print or download Website digital assets for informational, educational and other noncommercial purposes provided you include the following copyright notice adjacent to the resource, with the URL as a live link in digital environments:
 
© The PSE Academy Website, www.pseacademy.com.ph
The PSE reserves the right to gather, receive, and store personally identifiable information (“Personal Information”) about the user of this Website upon voluntary submission by him or her. Personal Information includes any information on physical persons or legal entities, organizations or associations that permits them to be unequivocally identified, whether directly or indirectly. The processing of personal information relates to any operation carried out, with or without the use of IT equipment, for the purposes of collecting, recording, organizing, maintaining, processing, modifying, selecting, extracting, comparing, utilizing, interconnecting, blocking, disclosing, divulging, canceling or deleting personal details.
 
The PSE, however, does not require a visitor to disclose more information than is reasonably necessary to participate in the activity he or she is interested in. A user may choose not to provide the PSE with certain Personal Information, but then he or she may not be able to take advantage of some special features. 
 
The PSE may share Personal Information with government agencies or other companies assisting in fraud prevention or investigation. The PSE may do so when: (1) permitted or required by law; (2) trying to protect against or prevent actual or potential fraud or unauthorized transactions; or (3) investigating fraud which has already taken place.

The Links found in the various pages of this Website allow the user to access other sites on the Web. The maintenance of the Links cannot be taken as a manifestation, indication or recognition of any form of control, affiliation, endorsement or any other type relationship between the PSE and the owner of the linked Website, notwithstanding the Links. The PSE remains independent of other Websites, notwithstanding the Links, and shall not be responsible in any manner for any of the contents of any Website to which the PSE Academy Website contains Links. The PSE shall not be responsible for changes, updates or unavailability of these linked Websites. The PSE shall not be liable for any direct or indirect inconvenience, prejudice or damage to the user whenever or on account of accessing other Web sites via the Links or vice-versa.